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No Hidden Fees We’re committed to transparency. No origination fees. No prepayment penalties. You’ll know what to expect.

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Ontario Residents: Interest rates range from 19.99% to 46.93% Annual Interest Rate. Subject to eligibility, underwriting and approval.
Terms and conditions apply. Credit limit and interest rate are based on creditworthiness at time of application. Generally, applicants who are most creditworthy qualify for the lowest rates. All loans are open-ended with no minimum or maximum payback term.

 3 hours funding available only when using Interac e-Transfer®

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Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.

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We do not check credit, but we do check your status database for outstanding cash advances and installment cash advances. Non-payment does not affect your credit score, but may impact your ability to obtain future cash advances and/or installment cash advances with us and some other creditors using database. We may verify your military status under the Military Lending Act, through third party resources.

There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small loans used over a long period of time can be expensive.